Wednesday, June 11, 2014

Scholarship in Korea 2014-2015

This is like the best ever scholarship provider ever!
Did I already say ever?

*DJU-ASEAN Scholarship*

Monday, June 9, 2014

Scholarship in Korea for Government Employees 2014-2015

KOICA Scholarship Grants for Government Employees
Magandang umaga po! 안녕 하세요?
We are pleased to inform you that the deadline for the following courses has been extended:
Course: KOICA-Yonsei Master’s Degree Program in Community Development Leadership
Institute: Graduate School of Government and Business, Yonsei University
Duration: August 2014 – December 2015 (16 months)
Deadline: 18 June 2014
Course: KOICA-Chonnam Master’s Degree Program in Community Development Leadership (KOICA MBA Program for Leaders for Regional Innovation and Sustainable Economic Development)
Institute: Graduate School of Business, Chonnam National University
Duration: August 2014 – December 2015 (16 months)
Deadline: 18 June 2014
And for the KOICA-Yeungnam Master’s Degree Program in Community Development Leadership, application period ends on 11 July 2014.
Institute: Graduate School of Government and Business, Yeugnam University
Duration: October 2014 – February 2016 (17 months) Deadline: 11 July 2014
Should you have questions, kindly get in touch with Ms. Maria Regina P. Arquiza at 403-9780 or send her an e-mail at
We look forward to receiving your applications in due time.
Thank you.

(Repost from Pinoy Scholars in Korea)

Sunday, June 8, 2014

Even if no man is an island...

The least I would like to witness is for myself asking for donations. Not that I'm proud. It's just because, once in my life I had been an able, productive worker.

A well-thought out financial plan: a mix of investments, savings, liquidity, and insurance would keep one ahead of many financial stressors.  

Saturday, June 7, 2014

Bringing Home the People

If you are an OFW and mayroong konting dependents lamang, there is a savings strategy and facility that will allow you to go back home in just after 7 years of working.
You will be self-sustaining, receiving monthly interest earnings, with full health coverage.

With the right mix of mutual funds, time deposit, VUL, and insurance, you can retire early and be closer to your family again.

Thursday, June 5, 2014

No one is exempted from the need to save

I feel deeply sorry for our 'bagong bayanis' in the link...
but in my heart of hearts, I have to say that half of life's misfortunes are of our [own] doing. We can never blame that half to others, or make asa to the government for at least half the reparation. The half: is in our hands.

There are plenty of ways to protect labor and hard earned cash after years of hard work. In my sense, it is through saving intelligently through stocks-linked investments.

It all starts with opening an investment account through major banks in the Philippines. A one-time P5,000 is a small amount for a big leap in any one's financial future.

Tuesday, May 20, 2014

SSS Pension: The Hidden 5-year Time Loss

A Must Read FYI for Pinoy Employees

Alam mo kung magkano ang monthly SSS mo? Alam mo rin ba na at least 5 years kang dapat buhay para marecover mo lahat ng premiums mo? Cling on to dear life ka till 65.

GOOD THING is, we can reverse the counting. Save today for 5 years habang bata pa, and you will get at least 7x more than your monthly SSS pension.

There's a savings design to achieve just that.

Computation for people who earn over 15,750/monthly, contributing for 15 years:
MSC *40%
16,000 *40% = P6,400 monthly pension
Gross Contribution: P316,800
316,800/6,400 = 5 years before you can recoup all your payments.

IBIG SABIHIN: binabawi mo lang lahat ng naibayad mo. Your living on interest starts only from 65th year onwards. Is this very wise?

Saturday, May 17, 2014

Off the Bandwagon

Nakapila ko sa ATM tapos mga 10 tao pa bago ako. Then yung kabilang machine wala namang pila so I went there and tried my card. Yon, gumagana naman pala.

1) Wag gayahin ang ginagawa ng majority. Minsan, long way iyon para maachieve ang goals (withdrawing).
2) There was a risk of my card being captured. But I studied the situation: green light blinking, no out of order post, screen seems fine.
3) Pag may strategy na which proves to work, go for it. Do it. It might save you. Yung mga nakapila, despite na nakita nila ako walking away with a smirk, di pa rin lumipat ng machine.
4) Just leave people behind if they do not want to move forward. Wave goodbye, but give back and share your blessings.