What to do when your phone gets stolen?

Nothing. Write. As always.
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It wasn't exactly my phone that was stolen last night; it was merely the material transfiguration of my labor, and the loss of all antecedent values of trade-offs that were not realized due to time spent on labor. For instance, time with my family, with friends, and students, leisure, and opportunities forgone as I had to labor in exchange for purchase.

And because it is such, theft transcends its usual simplistic notion of "object lost". Therefore theft, in my sense, is the ultimate violation and sacrilege of a fellow human being.

(This extends to your tax being pilfered by corrupt politicians and other such things 'stolen'.)

VUL or Variable Unit Linked Investments--as good as it sounds?

Check your current investment policy.
Sum up your total payments and sum up the total withdrawable cash after 5 years under the 10% column.

You will NOT have earned anything. You're in a poor situation.
Do you know how to optimize your investments?

Mutual Fund Gains Revving up in March!

9.7% gain from Jan 1-March 6.
I guess followers of my tracks know how to make sense of the percentage.

But for the new eyes:

If you have a total investment amounting to 100,000 on Jan 1, today, its value would have been a net of 109,700. That's 9,700 in two months!

Imagine if you have a total accumulated investment of 1M. You would already have earned 97,000 in a span of two months only.

Do you know how to start a pure growth stocks account?

Savings with the Biggest Return for the Buck

Here's the power of saving intelligently:

March 4, 2014 = P497 per share
Dec 20, 2013 = P455 per share

If you have a P100,000 and you bought shares in Dec: 100,000/P455 = 219.78
If you sell your shares in March: 219.78 x P497 = 109,230

That's a NET of 9,230php in just two months.

Diversify your saving destination. Try out mutual funds and other hybrid investment instruments.
Your inquiries are very much welcome at horebelliot @ yahoo .com

Summer Teaching Parttime Job

Summer Sideline! April 21 - End of May

If you want to teach Language (Eng), Chem, Physics, Math @ MWF or TTh, ping me.

2400/day.

I know what you're thinking!

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For those who are interested:
1. Please send your CV to horebelliot @ yahoo
2. Prepare a 15-min demo of any topic (College Eng/Physics/Bio/Math).
3. Demo schedule is on 7 March, 1pm onwards at Citiland Pioneer (near Robinsons Pioneer, Boni Station)
4. You will be deployed to schools in locations of your choice.

Novaliches &  Katipunan  Quezon City; Pasig, Mandaluyong;  Makati ; La Huerta & BF Homes, Parañaque; Muntinlupa ; Las Piñas; Tarlac, Mabalacat; Angeles, Pampanga;  Sta. Maria; Bocaue,  Bulacan; Biñan; Santa Rosa, Laguna; Imus, Molino & Noveleta, Cavite; Lipa city; Batangas City

Some even literally travel since 50% of the transportation cost is reimbursed. There is no fixed schedule. You will be asked to confirm a day before your teaching assignment if you can make it. In this sense, it's a real parttime. :D



5. All materials will be provided.

Health Protection through Stock Market Investment

An investment policy that's difficult to beat! (Nope, your VUL can't.) It's called Health Invest.
Here's a snapshot.

It starts at P30,000 premium/year for 10 years only.

1) 500,000 guaranteed critical illness coverage upon diagnosis
2) 500,000 guaranteed life coverage
3) 500,000 guaranteed accident and health coverage
4) 50,000 medical reimbursement
5) 20,000 waiver of premium if owner is diagnosed with critical illness
6) Continuous cash accumulation via stock market withdrawable at any point in time.

So that's P1,570,000 guaranteed benefits vis-a-vis P300,000 total deposits.
Not to mention the cash growth (9M projection at age 65, enough for a comfortable retirement).

It's a fantastic way to protect your savings from the what-ifs of health. If you agree, an inquiry to horebelliot @ yahoo . com is much welcome.

As I see my students

I think everyone is the best.
Until almost everyone has decided not to be the best.
And so only a few remain.

Because it is difficult to be.