As I see my students

I think everyone is the best.
Until almost everyone has decided not to be the best.
And so only a few remain.

Because it is difficult to be.

Scholarship in Korea 2014

SUNY Korea offers Filipinos undergrad scholarships in IT

The Korea-based campus of one of the top public universities in the United States is offering scholarships to top-ranking high school graduates aspiring for a four-year undergraduate degrees in information technology in the English language.

In a letter dated 22 January 2014, ChoonHo Kim, President of State University of New York (SUNY), Korea, requested the Embassy's assistance in informing Filipino citizens of the availability tuition and accommodation scholarships to 1-2 academically excelling students to take up Technological Systems Management and Computer Science at SUNY Korea's two-year old campus in Songdo in Incheon for the fall semester in 2014 and spring semester in 2015.

"Through the help of Embassies, these students could enjoy quality education at a state-of-the-art facility while building international relationships with students from all over the world," President Kim said. "And I would like to ask you to help students from the Philippines to pursue their academic and career goals at SUNY Korea without the burden of financial constraints."

For more details, please click this link and LIKE the Embassy's official page: https://www.facebook.com/PhilippineEmbassySeoul/photos/a.313825215415920.1073741828.306746026123839/437281276403646/?type=1&theater

Lifted from the Pinoy Iskolars sa Korea FB Group

Human Heart Nature Balm for All Seasons

And so pimples still peek here and there, and I'm basically acne free for the longest time I have known! For sporadic 'rubies' and 'topazes' on my face, I dab HHN's Balm for All Seasons. It just works wonders. It must be the mint ingredients that immediately soothe inflamed pimples. You would just be surprised the next day.

I also use it as lipbalm. I just prefer the strong minty sensation. Also, contrary to some reviews, I find the consistency of the product perfect. It doesn't melt even in hot temperature (not sure but it feels like 32*C in Manila during the afternoon), and the balm still remains solid to creamy. It also smells nice, but the scent fades away in two to three minutes. But I don't mind. I put it right beneath my nostrils before bed.

In any case, I do recommend that you try this balm on your pimples and acne marks (not sure about the effect on the latter yet, but the beeswax and other antioxidants must have a good effect on scars). It might not be just my skin. :D

And oh, it's 100% natural!

Job Opportunity Philippines - Korea

Possible Job Opportunity in the Philippines!

Incheon International Airport is looking for Filipinos who can work as translators/interpreters in the Philippines. They are having projects back in the Ph and looking for Korean-proficient Filipinos.

There is no clear job description yet, but they are now collecting a talent pool.

If you are interested, please send your concise resume (please indicate your Korean Proficiency) to filipinoscholars@gmail.com until February 21, 2014 (Friday), 6pm with the subject: Incheon Airport.

Scholarship in Korea 2014

The Embassy of the Republic of Korea in the Philippines is pleased to announce that it is now accepting applications for the 2014 Korean Government Scholarship Program (Graduate Programs).
The Korean Government Scholarship Program is designed to provide higher education in Korea for international students, with the aim of promoting international exchange in education, as well as mutual friendship amongst the participating countries. 

Scholarship Period:

o  Master’s – September 1, 2014 ~ August 31, 2017    (1 yr. of Korean language + 2 yrs of Master’s)o  Doctoral – September 1, 2014 ~ August 31, 2018 
  (1 yr. of Korean language + 3 yrs of Doctoral)

Scholarship Benefits:

o  Round-trip airfareo  Allowanceso  Tuition Fees & Korean Language Training Expenseso  Medical Insurance 

Application Deadline:
      Deadline of submission is on Friday, March 28, 2013 (1700 hours)

 Place of Submission:

  c/o KGSP In-Charge  Embassy of the Republic of Korea  122 Upper McKinley Road, McKinley Town Center, Fort Bonifacio, Taguig City 1634  Tel No. +63-2 856-9210

2014 Sochi Winter Olympics

The fourth Filipino in the coolest Olympic games, the first figure skater to represent South-east Asia!

Let's support Michael Martinez on his Sochi Olympic page by clicking the Facebook or Twitter icon.

A problem 20 years into the future

This one's a wicked real life problem I can help you solve, because finance is NOT a fluke.

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Suppose you are exactly 30 years old. You believe that you will be able to save for the next 20 years, until you are 50.
For 10 years following that till age 60, you will have a spike in your expenses due to your parents' health, children's wedding, and other needs, and you won't be able to save.

If you want to guarantee yourself 40,000 per month, starting one month after your 60th birthday, how much should you save every month, for the next 20 years?
Assume that your investments are expected to yield 8% annually and you are likely to live till age 80.
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Network Marketing is for the gullible

Wala namang masama sa network marketing. I seriously think it's a legit business...if and only if members move products to earn and not recruit people to layer money pambayad sa existing members or "top" niche. Avon, Ghealth, Human Heart Nature are the good ones, IMHO.
And pwede ba, pagka magiinvite naman sila, dapat outright sabihin kung para saan at ano, hindi yung "investor" raw tapos aalukin bigla ako magcash out ng bongga for membership.

It's my 3rd time to fall 'victim'; investor daw (because I specialize in stocks investment), yun naman pala, aalukin ako ng ROY..ump at US...ugh. People should outrightly tell their motive. If they're using foot in the door techniques, oh well, turn off yon big time!

FA stands for Flight Attendant and Financial Adviser

A flight attendant will instruct you to put your oxygen mask on first, before helping others. There's also financial wisdom behind this.

Giving 100% of your salary to your dependents won't do you good. If something happens to you, and you lack savings and protection, ask yourself: What will happen to them?

Save at least 5% of your monthly salary and invest it in high growth, high protection investments.