Scholarship in Korea 2014-2015

This is like the best ever scholarship provider ever!
Did I already say ever?

*DJU-ASEAN Scholarship*

Scholarship in Korea for Government Employees 2014-2015

KOICA Scholarship Grants for Government Employees

Magandang umaga po! 안녕 하세요?

We are pleased to inform you that the deadline for the following courses has been extended:

Course: KOICA-Yonsei Master’s Degree Program in Community Development Leadership
Institute: Graduate School of Government and Business, Yonsei University
Duration: August 2014 – December 2015 (16 months)
Deadline: 18 June 2014

Course: KOICA-Chonnam Master’s Degree Program in Community Development Leadership (KOICA MBA Program for Leaders for Regional Innovation and Sustainable Economic Development)
Institute: Graduate School of Business, Chonnam National University
Duration: August 2014 – December 2015 (16 months)
Deadline: 18 June 2014

And for the KOICA-Yeungnam Master’s Degree Program in Community Development Leadership, application period ends on 11 July 2014.

Institute: Graduate School of Government and Business, Yeugnam University
Duration: October 2014 – February 2016 (17 months) Deadline: 11 July 2014

Should you have questions, kindly get in touch with Ms. Maria Regina P. Arquiza at 403-9780 or send her an e-mail at regina_talon@yahoo.com.

We look forward to receiving your applications in due time.

Thank you.

(Repost from Pinoy Scholars in Korea)

Even if no man is an island...

The least I would like to witness is for myself asking for donations. Not that I'm proud. It's just because, once in my life I had been an able, productive worker.

A well-thought out financial plan: a mix of investments, savings, liquidity, and insurance would keep one ahead of many financial stressors.  

Bringing Home the People

If you are an OFW and mayroong konting dependents lamang, there is a savings strategy and facility that will allow you to go back home in just after 7 years of working.

You will be self-sustaining, receiving monthly interest earnings, with full health coverage.

With the right mix of mutual funds, time deposit, VUL, and insurance, you can retire early and be closer to your family again.

No one is exempted from the need to save

I feel deeply sorry for our 'bagong bayanis' in the link...
but in my heart of hearts, I have to say that half of life's misfortunes are of our [own] doing. We can never blame that half to others, or make asa to the government for at least half the reparation. The half: is in our hands.

There are plenty of ways to protect labor and hard earned cash after years of hard work. In my sense, it is through saving intelligently through stocks-linked investments.

It all starts with opening an investment account through major banks in the Philippines. A one-time P5,000 is a small amount for a big leap in any one's financial future.

SSS Pension: The Hidden 5-year Time Loss

A Must Read FYI for Pinoy Employees

Alam mo kung magkano ang monthly SSS mo? Alam mo rin ba na at least 5 years kang dapat buhay para marecover mo lahat ng premiums mo? Cling on to dear life ka till 65.

GOOD THING is, we can reverse the counting. Save today for 5 years habang bata pa, and you will get at least 7x more than your monthly SSS pension.

There's a savings design to achieve just that.

--------------
Computation for people who earn over 15,750/monthly, contributing for 15 years:
MSC *40%
16,000 *40% = P6,400 monthly pension
Gross Contribution: P316,800
316,800/6,400 = 5 years before you can recoup all your payments.

IBIG SABIHIN: binabawi mo lang lahat ng naibayad mo. Your living on interest starts only from 65th year onwards. Is this very wise?

Off the Bandwagon

Nakapila ko sa ATM tapos mga 10 tao pa bago ako. Then yung kabilang machine wala namang pila so I went there and tried my card. Yon, gumagana naman pala.

Lessons:
1) Wag gayahin ang ginagawa ng majority. Minsan, long way iyon para maachieve ang goals (withdrawing).
2) There was a risk of my card being captured. But I studied the situation: green light blinking, no out of order post, screen seems fine.
3) Pag may strategy na which proves to work, go for it. Do it. It might save you. Yung mga nakapila, despite na nakita nila ako walking away with a smirk, di pa rin lumipat ng machine.
4) Just leave people behind if they do not want to move forward. Wave goodbye, but give back and share your blessings.

Scholarships in Korea 2014

We are very pleased to inform you of scholarship programs offered by the Korea International Cooperation Agency (KOICA) in 2014 for Filipinos working in the Philippine Government.
They are as follows:
1. KOICA-SNU
Course: Master’s Degree Program in Public Administration Institute: Graduate School of Public Administration, Seoul National University (SNU)
Duration: August 2014 – December 2015 (17 months)
Deadline: 20 March 2014
Course: Master’s Degree Program in Public Administration Institute: Graduate School of International Studies, Seoul National University (SNU)
Duration: August 2014 – December 2015 (17 months)
Deadline: 20 March 2014
2. KOICA-Kyung Hee University
Course: Master’s Degree Program in Korean Experience of Economic Development and Economic Cooperation (MKE) Institute: Graduate School of Pan-Pacific International Studies,
Kyung Hee University
Duration: August 2014 – December 2015 (17 months)
Deadline: 08 April 2014
3. KOICA-PKNU
Course: Master’s Degree Program in Fisheries Science Institute: Graduate School of Global Fisheries, Pukyong National University (PKNU)
Duration: June 2014 – August 2015 (15 months)
Deadline: 08 April 2014
4. KOICA-UOS
Course: Master’s Degree Program in Urban and Regional Development (MURD)
Institute: International School of Urban Sciences (ISUS), University of Seoul (UOS)
Duration: August 2014 – December 2015 (17 months)
Deadline: 07 May 2014
5. KOICA-KAIST
Course: Master of Business Administration in Finance
Institute: College of Business, Korea Advanced Institute of Science and Technology
Duration: August 2014 – March 2016 (20 months)
Deadline: 26 March 2014
6. KOICA-Soongsil University
Course: Master's Degree Program in Global ICT Convergence with Management and Public Policy
Institute: Graduate School of Information Sciences, Soongsil University
Duration: August 2014 – December 2015 (17 months)
Deadline: 7 May 2014
7. KOICA-HGU
Course: Master's Degree Program in Development
Competency through SME Graduate School of Global Development and Entrepreneurship, Handong Global University
Duration: August 2014 – December 2015 (17 months)
Deadline: 7 May 2014
Along with the list provided above, KOICA has seven (7) more graduate school scholarships for this year. Once we get the details, we'll immediately post the updates on this page.
Should you have questions, kindly get in touch withMs. Maria Regina P. Arquiza, at 403-9780 (Local 36) or send an e-mail to regina_talon@yahoo.com.
Thank you.
KOICA Philippine Office

*From Pinoy Scholars in Korea*

What to do when your phone gets stolen?

Nothing. Write. As always.
------------------
It wasn't exactly my phone that was stolen last night; it was merely the material transfiguration of my labor, and the loss of all antecedent values of trade-offs that were not realized due to time spent on labor. For instance, time with my family, with friends, and students, leisure, and opportunities forgone as I had to labor in exchange for purchase.

And because it is such, theft transcends its usual simplistic notion of "object lost". Therefore theft, in my sense, is the ultimate violation and sacrilege of a fellow human being.

(This extends to your tax being pilfered by corrupt politicians and other such things 'stolen'.)

VUL or Variable Unit Linked Investments--as good as it sounds?

Check your current investment policy.
Sum up your total payments and sum up the total withdrawable cash after 5 years under the 10% column.

You will NOT have earned anything. You're in a poor situation.
Do you know how to optimize your investments?

Mutual Fund Gains Revving up in March!

9.7% gain from Jan 1-March 6.
I guess followers of my tracks know how to make sense of the percentage.

But for the new eyes:

If you have a total investment amounting to 100,000 on Jan 1, today, its value would have been a net of 109,700. That's 9,700 in two months!

Imagine if you have a total accumulated investment of 1M. You would already have earned 97,000 in a span of two months only.

Do you know how to start a pure growth stocks account?

Savings with the Biggest Return for the Buck

Here's the power of saving intelligently:

March 4, 2014 = P497 per share
Dec 20, 2013 = P455 per share

If you have a P100,000 and you bought shares in Dec: 100,000/P455 = 219.78
If you sell your shares in March: 219.78 x P497 = 109,230

That's a NET of 9,230php in just two months.

Diversify your saving destination. Try out mutual funds and other hybrid investment instruments.
Your inquiries are very much welcome at horebelliot @ yahoo .com

Summer Teaching Parttime Job

Summer Sideline! April 21 - End of May

If you want to teach Language (Eng), Chem, Physics, Math @ MWF or TTh, ping me.

2400/day.

I know what you're thinking!

----
For those who are interested:
1. Please send your CV to horebelliot @ yahoo
2. Prepare a 15-min demo of any topic (College Eng/Physics/Bio/Math).
3. Demo schedule is on 7 March, 1pm onwards at Citiland Pioneer (near Robinsons Pioneer, Boni Station)
4. You will be deployed to schools in locations of your choice.

Novaliches &  Katipunan  Quezon City; Pasig, Mandaluyong;  Makati ; La Huerta & BF Homes, Parañaque; Muntinlupa ; Las Piñas; Tarlac, Mabalacat; Angeles, Pampanga;  Sta. Maria; Bocaue,  Bulacan; Biñan; Santa Rosa, Laguna; Imus, Molino & Noveleta, Cavite; Lipa city; Batangas City

Some even literally travel since 50% of the transportation cost is reimbursed. There is no fixed schedule. You will be asked to confirm a day before your teaching assignment if you can make it. In this sense, it's a real parttime. :D



5. All materials will be provided.

Health Protection through Stock Market Investment

An investment policy that's difficult to beat! (Nope, your VUL can't.) It's called Health Invest.
Here's a snapshot.

It starts at P30,000 premium/year for 10 years only.

1) 500,000 guaranteed critical illness coverage upon diagnosis
2) 500,000 guaranteed life coverage
3) 500,000 guaranteed accident and health coverage
4) 50,000 medical reimbursement
5) 20,000 waiver of premium if owner is diagnosed with critical illness
6) Continuous cash accumulation via stock market withdrawable at any point in time.

So that's P1,570,000 guaranteed benefits vis-a-vis P300,000 total deposits.
Not to mention the cash growth (9M projection at age 65, enough for a comfortable retirement).

It's a fantastic way to protect your savings from the what-ifs of health. If you agree, an inquiry to horebelliot @ yahoo . com is much welcome.

As I see my students

I think everyone is the best.
Until almost everyone has decided not to be the best.
And so only a few remain.

Because it is difficult to be.

Scholarship in Korea 2014

SUNY Korea offers Filipinos undergrad scholarships in IT

The Korea-based campus of one of the top public universities in the United States is offering scholarships to top-ranking high school graduates aspiring for a four-year undergraduate degrees in information technology in the English language.

In a letter dated 22 January 2014, ChoonHo Kim, President of State University of New York (SUNY), Korea, requested the Embassy's assistance in informing Filipino citizens of the availability tuition and accommodation scholarships to 1-2 academically excelling students to take up Technological Systems Management and Computer Science at SUNY Korea's two-year old campus in Songdo in Incheon for the fall semester in 2014 and spring semester in 2015.

"Through the help of Embassies, these students could enjoy quality education at a state-of-the-art facility while building international relationships with students from all over the world," President Kim said. "And I would like to ask you to help students from the Philippines to pursue their academic and career goals at SUNY Korea without the burden of financial constraints."

For more details, please click this link and LIKE the Embassy's official page: https://www.facebook.com/PhilippineEmbassySeoul/photos/a.313825215415920.1073741828.306746026123839/437281276403646/?type=1&theater

Lifted from the Pinoy Iskolars sa Korea FB Group

Human Heart Nature Balm for All Seasons

And so pimples still peek here and there, and I'm basically acne free for the longest time I have known! For sporadic 'rubies' and 'topazes' on my face, I dab HHN's Balm for All Seasons. It just works wonders. It must be the mint ingredients that immediately soothe inflamed pimples. You would just be surprised the next day.

I also use it as lipbalm. I just prefer the strong minty sensation. Also, contrary to some reviews, I find the consistency of the product perfect. It doesn't melt even in hot temperature (not sure but it feels like 32*C in Manila during the afternoon), and the balm still remains solid to creamy. It also smells nice, but the scent fades away in two to three minutes. But I don't mind. I put it right beneath my nostrils before bed.

In any case, I do recommend that you try this balm on your pimples and acne marks (not sure about the effect on the latter yet, but the beeswax and other antioxidants must have a good effect on scars). It might not be just my skin. :D

And oh, it's 100% natural!

Job Opportunity Philippines - Korea

Possible Job Opportunity in the Philippines!

Incheon International Airport is looking for Filipinos who can work as translators/interpreters in the Philippines. They are having projects back in the Ph and looking for Korean-proficient Filipinos.

There is no clear job description yet, but they are now collecting a talent pool.

If you are interested, please send your concise resume (please indicate your Korean Proficiency) to filipinoscholars@gmail.com until February 21, 2014 (Friday), 6pm with the subject: Incheon Airport.

Scholarship in Korea 2014

The Embassy of the Republic of Korea in the Philippines is pleased to announce that it is now accepting applications for the 2014 Korean Government Scholarship Program (Graduate Programs).
The Korean Government Scholarship Program is designed to provide higher education in Korea for international students, with the aim of promoting international exchange in education, as well as mutual friendship amongst the participating countries. 

Scholarship Period:

o  Master’s – September 1, 2014 ~ August 31, 2017    (1 yr. of Korean language + 2 yrs of Master’s)o  Doctoral – September 1, 2014 ~ August 31, 2018 
  (1 yr. of Korean language + 3 yrs of Doctoral)

Scholarship Benefits:

o  Round-trip airfareo  Allowanceso  Tuition Fees & Korean Language Training Expenseso  Medical Insurance 

Application Deadline:
      Deadline of submission is on Friday, March 28, 2013 (1700 hours)

 Place of Submission:

  c/o KGSP In-Charge  Embassy of the Republic of Korea  122 Upper McKinley Road, McKinley Town Center, Fort Bonifacio, Taguig City 1634  Tel No. +63-2 856-9210

2014 Sochi Winter Olympics

The fourth Filipino in the coolest Olympic games, the first figure skater to represent South-east Asia!

Let's support Michael Martinez on his Sochi Olympic page by clicking the Facebook or Twitter icon.

A problem 20 years into the future

This one's a wicked real life problem I can help you solve, because finance is NOT a fluke.

------
Suppose you are exactly 30 years old. You believe that you will be able to save for the next 20 years, until you are 50.
For 10 years following that till age 60, you will have a spike in your expenses due to your parents' health, children's wedding, and other needs, and you won't be able to save.

If you want to guarantee yourself 40,000 per month, starting one month after your 60th birthday, how much should you save every month, for the next 20 years?
Assume that your investments are expected to yield 8% annually and you are likely to live till age 80.
------

Network Marketing is for the gullible

Wala namang masama sa network marketing. I seriously think it's a legit business...if and only if members move products to earn and not recruit people to layer money pambayad sa existing members or "top" niche. Avon, Ghealth, Human Heart Nature are the good ones, IMHO.
And pwede ba, pagka magiinvite naman sila, dapat outright sabihin kung para saan at ano, hindi yung "investor" raw tapos aalukin bigla ako magcash out ng bongga for membership.

It's my 3rd time to fall 'victim'; investor daw (because I specialize in stocks investment), yun naman pala, aalukin ako ng ROY..ump at US...ugh. People should outrightly tell their motive. If they're using foot in the door techniques, oh well, turn off yon big time!

FA stands for Flight Attendant and Financial Adviser

A flight attendant will instruct you to put your oxygen mask on first, before helping others. There's also financial wisdom behind this.

Giving 100% of your salary to your dependents won't do you good. If something happens to you, and you lack savings and protection, ask yourself: What will happen to them?

Save at least 5% of your monthly salary and invest it in high growth, high protection investments.

Part-time Job in the Philippines

What if you can get a part-time job with a professional license (since you're image conscious)? All the better, if this endeavor is for free, affords you free classes, and is linked with government and private banking institutions?

Become a financial adviser, a financial analyst, or even a stock broker!
A 7-day basic training is all you need to get started.

Just Do it, Investment or Otherwise

Don't doubt your self taking off. Year after year you will make it better. With the awesome people around, failure is not imminent.

So why think "I can't start an investment because I might get unemployed."
"I can't risk it because I don't know what I'll be a year from now."
"I can't do it because things might change for the worse and I don't know when."

For Pete's sake don't be a loser and just do it!

iPad Plan or iPad Cash Purchase?

Thinking of buying an iPad Air 32gb, wifi + 4G?
Which is cheaper: Postpaid or cash?

Here's a simple computation for you:

31300 (cash) vs 45800 (1700/month/24mos + 5k upfront cash)
Plan is 14500 more expensive.
You pay P604 extra per month for 24 months.
But plan comes with 65 hours of LTE so you might not have a need to pay for a separate wifi bill. In short, you save by purchasing it via plan.

And if you put your unspent cash in equity stocks (since you opted for a monthly payment) then in two years you would already have reached a break-even.

~your financial adviser
PS
I took my own advice.

A Better Alternative to SSS and GSIS

Not a few Filipino citizens will be looking forward to their monthly pension from SSS and GSIS upon retirement. And it is no secret that the allowance roughly translates to P3,000/month, which 10 years from now will just be equivalent to P1,809.

Do you think P1,809/month will suffice? How about your maintenance medicine? Your electric bill and other fixed expenses? What if you would need a lump sum amount for a surgery?

Clearly, a small trickle of allowance from SSS or GSIS will not be sufficient.

What if there's a solution that can afford you a P15,000 monthly pension instead? A solution that allows you to withdraw P1.6M tax-free should you need a lumpsum?

I'm talking about investments. Of course it's better if you have an insurance policy. But let's go back to how this will work.

1) You are 35 years old today.
2) You want P1.6M at age 55 OR P15,000 monthly earnings from 55th year onwards
3) You want to be able to partially withdraw cash anytime
4) You don't like the idea of maturity dates

What do you have to do?

1. Save P1600 for 20 years. Stick to it.
2. Save it in high earnings stocks. 


Other Options:

If you save P1600 in the piggy bank, you will get P384,000 in 20 years.
If you save it in time deposit, you will get P501,000 in 20 years.
If you save in stocks and bonds, you will get P1.6 million.

Which would you choose?
You've got to plan for your future self. And you can start now.

-------------------------------
For inquiries, send an email to Horeb Eliot at horebelliot at yahoo .com.
Horeb Eliot is an assistant professor at UP and is a licensed financial planner.

Study in the UK

Here's something that might interest people who want to get more information about studying in the UK. This event is free of charge!

What Keeps you from Investing?

I really find investment exciting and rewarding (Colfinancial, Philam). I wonder about people's general reasons why they aren't:

A) break even salary; nothing to save at all
B) lack of information about investment
C) does now know someone to provide reliable assistance
D) fear of doing something new

Irrespective of whatever reasons you identify above, I believe all of them can be solved by sound financial planning. 

----------------------
Please feel free to send inquiries to the author at horebelliot @ yahoo . com.
Horeb Eliot is an assistant professor of Political Science at UPLB and a licensed financial adviser.

Tomato Paste Facial Mask

The ~ber months gave another nasty round of acne bloom, which aren't really welcome Christmas additions. The choco-honey-red wine face mask that I have been using to keep my pimples at bay failed to work this time, to my heart's disappointment, and so I had to look for an alternative mask.

I used cherry tomatoes before in Korea and my face has never been that clear. I thought it was just the good weather and non-greasy foods so I decided to just treat tomatoes as a fruit, or vegetable, whatever.

Bad move. My pimples recurred. Back to slathering squished tomatoes on my face. It was troublesome, especially if the juice runs down to my clothes. And so I got enough of the tomato regimen and onto the chocolate-honey-red wine alternative.

I've been using that mask for almost a year now, but there has been no real effect on my face. So, just a week ago, I decided to give tomatoes once again a try. I bought a pack of tomato paste because I reckon it's gonna be less drippy. It tingles a bit because I didn't dilute the paste with anything in the initial attempt. I wanted to clear up the acne marks quickly, and I assume that tomatoes have natural acids that will do the thing. Yes, it did tingle, and so it must be working.
Now, down to the 7th day of using it.

Pores were definitely smaller! Dark marks left by red, cystic acne were significantly less visible, and my facial complexion noticeably lightened. Seriously, I cannot believe that I had just saved thousands of pesos for an IPL or diamond peel just to get rid of these unsightly genetic curses once and for all.

If you have oily skin, don't dilute the tomato paste with anything. It'll work faster that way, I think. If your skin is sensitive, put a little bit of honey to the mix. Let it sit on your skin for more than an hour, yeah! Sometimes I leave it on till I finish a whole movie. Rinse, moisturize, and off you go to bed. Your face will be as bright as the morning sunshine.

The lovely red plushies saved the day.

Helping and unconditionally giving to your family could be harmful in the long run

You have to hold on to your dreams, even if you support your family. You do this not by holding them as a fantasy, but by taking practical steps to make them a reality. (modified)

This is a gem I picked from Suze Orman's book The Laws of Money, The Lessons of Life, to which I owe my family's relative financial stability (as of 2013!). I hope more people, especially those with loving intentions to labor and send their siblings to school and pay for loans their relatives owe, wear around their neck.

Please do not think that you're becoming unselfish by giving and giving. The truth is, if you fail to protect and secure your self, you may just end up becoming another liability, if not a casualty, of your own good intentions.

A balancing act, then, is required.

Half a Million Peso Challenge

I received a request to modify the Php 2000 savings to Php 1000 and project the total balance in 15 years.
The good news is, typical stocks allow for a minimum of P1000 deposit at any point in time and at any frequency, so long as you have extra cash.

So, here's the 15-year projection:

That's a total deposit of 180k and total balance of 476k.

Know where to put your hard earned cash in safe and high-yielding destinations.

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For inquiries, kindly send an email to the author at horebelliot at yahoo.com

Saving Thought-Strategy

I am currently reading Suze Orman's books and came across this gem of an idea, which we know anyway but tend to ignore:

Read more at http://www.brainyquote.com/quotes/authors/s/suze_orman.html#XPOYF23sEkUJwE7d.99

Just because you can afford it doesn't mean you should buy it.
Read more at http://www.brainyquote.com/quotes/authors/s/suze_orman.html#XPOYF23sEkUJwE7d.99

"Just because you can afford it doesn't mean you should buy it."

iPhone plans are cheap in the Philippines. You can get an LG G2 unit with unlimited data and hours of call-time at 41U$D a month. Clothes are relatively affordable with Guess and Bershka averaging 55U$D per article.

Indeed, temptations are everywhere. But when you wear that little advice around your neck, and recognize that your 50USD (P2000.00), if invested instead, say, in mutual funds or UITFs, can make you financially secure in the long-term, then deferring gratification will come in easy.

Just because you can afford it doesn't mean you should buy it.
Read more at http://www.brainyquote.com/quotes/authors/s/suze_orman.html#XPOYF23sEkUJwE7d.99

Just because you can afford it doesn't mean you should buy it.
Read more at http://www.brainyquote.com/quotes/authors/s/suze_orman.html#XPOYF23sEkUJwE7d.99

Just because you can afford it doesn't mean you should buy it.
Read more at http://www.brainyquote.com/quotes/authors/s/suze_orman.html#XPOYF23sEkUJwE7d.99

First One (1) Million Peso Savings Challenge!

 (because piggy banks inspire animal cruelty)

Getting your first million is pretty straight foward. Save up P2,000 in high yielding, SEC (Securities and Exchange Commission) regulated investment instruments and get your first P1 million in 15 years. You'll see that the total interest earnings amount to P636,598, which means that the total deposits you've made is equivalent to 370,000.

Did you money just get doubled? Remember: It takes 15 years because this form of investment is a safe way to go. Filipinos usually get scammed because of promises of high yields, short time, low risk combinations. Obviously, there is no get rich quick scheme.

If you want to know more about savings and investment alternatives to:

1. Savings account
2. UITF
3. Time Deposits

feel free to send the author an email.


-------
Horeb Eliot is a licensed financial planner and professor of Political Science (International Affairs).

MERALCO Electricity Hike for December

I think our government failed to take the best interest of the country at heart. Instead, it relied absolutely on IPPs for power supply. Where do we find ourselves currently?
The Supreme Court's TRO will eventually evaporate because the government doesn't know what to do if the IPPs scale down electricity supply. There's a reason why they're called 'independent'.

I think we will have to pay anyway albeit in smaller installments this humongous kilowatt per hour increase. TRO is just what it is--temporary.

Here's a link to a band aid solution from the Supreme Court. Thanks to Bayan Muna. We should elect more of them!

Starting the Year with a Poem

The Morning Instance

When the heart troubles the mind
Is like a nighttime sky color-streaked by rushing meteorites
That the logic and nightmare from elvish stories
Seem to seep into reality
Of challenges, heartbreaks, and wuthering lies.

To me, when the heart troubles the mind,
Is like a painful catharsis of self-reflection
Which feels just like that morning instance
When the sun rises and hurts your eyes.
When you have to open it nonetheless, and be hurt even more.
And more until you get used to
And sip the confusion of
Logic and reality, heartbreaks and hopes
Of quenching the old and the uncertainty of the new.

/Eliot

2014 Call for a Better World

Kindness is free.
Sprinkle that shit everywhere!

For more kindness, empathy, and other-centeredness this 2014!